COMPANY RE has identified a major trend reshaping Australia’s investment landscape: more Australians are using Self-Managed Super Funds (SMSFs) to grow their property wealth in 2026.
With confidence returning to the market and SMSF lending becoming more accessible, investors are increasingly turning to their super to purchase property, even after reaching personal borrowing capacity.
SMSF loan options now up to 90% LVR
Refinance rates from ~6.19% p.a.
More lenders entering the SMSF space in 2026
Why SMSFs Are Surging
According to Michelle Southern, Finance Strategist at COMPANY RE:
“Using an SMSF to buy property gives investors greater control and the ability to keep growing their property portfolio, even when they’ve reached their personal borrowing limit. With more competitive loan options now available, 2026 is shaping to be a strong year for SMSF investing.”
Investors are using super to:
• Diversify portfolios
• Accelerate super fund growth
• Build wealth tax-effectively
• Reduce personal debt exposure
• Leverage rental income + capital appreciation
Property as a Strategic Wealth Vehicle
COMPANY RE Co-Founder Bruce Cook adds:
“Property has always been one of Australia’s most reliable and resilient wealth-building vehicles. Investors are now using their super to participate in that growth more strategically, making their money work harder and securing their financial future.”
2026: A Pivotal Year for SMSF Investing
With more SMSF lenders entering the market and investor education growing, property inside super is becoming one of the most strategic wealth pathways available. COMPANY RE continues to support Australians nationwide with SMSF lending guidance, investment planning and property acquisition strategies.
